| Variable rate | Comparison rate* | Upfront fees | Key features | |||
|---|---|---|---|---|---|---|
|
UBank
UBank
UHomeLoan - Refinance only |
4.87% | 4.87% | $0 |
see more details |
Includes 0.25% p.a. upfront discount. No ongoing fees |
Go to site |
|
Newcastle Permanent
Newcastle Permanent
Premium Plus ($750k - $900k) (Package Home Loan) |
5.12% | 5.45% | $0 |
see more details |
$0 application fee. Redraw on additional repayments when you need extra cash |
Go to site |
|
Heritage Bank
Heritage Bank
Discount Variable |
5.19% | 5.24% | $700 |
see more details |
No monthly administration fee. Redraw facility. Additional repayments |
Go to site |
|
bankmecu
bankmecu
Basic Home Loan |
5.29% | 5.34% | $595 |
see more details |
Pre-purchase approval. Redraw facility |
Go to site |
|
AMP
AMP
Variable Rate Loan ($250k to $500K) (Professional Package) |
5.40% | 5.75% | $295 |
see more details |
Discounts of up to 0.85% p.a. off the standard variable rate |
Go to site |
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
||||||
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 4.87% | 4.87% | $0 | Includes 0.25% p.a. upfront discount. No ongoing fees |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 5.12% | 5.45% | $0 | $0 application fee. Redraw on additional repayments when you need extra cash |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 5.19% | 5.24% | $700 | No monthly administration fee. Redraw facility. Additional repayments |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 5.29% | 5.34% | $595 | Pre-purchase approval. Redraw facility |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 5.40% | 5.75% | $295 | Discounts of up to 0.85% p.a. off the standard variable rate |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Intro interest rate | Balance tranfer rate | Annual fee | Interest rate | Key features | |||
|---|---|---|---|---|---|---|---|
|
HSBC
HSBC
Credit Card |
0.00% for 6 months | $0.00 | 17.99% |
see more details |
0% p.a. balance transfer for 6 months. No annual fee for the life of the card |
Go to site |
|
|
Commonwealth Bank
Commonwealth Bank
Low Rate Credit Card |
0.00% for 5 months | 5.99% for 5 months | $78.00 | 12.99% |
see more details |
0% p.a. intro rate on purchases for 5 months |
Go to site |
|
NAB
NAB
Low Rate Card |
4.99% for 6 months | $59.00 | 13.99% |
see more details |
4.99% balance transfer offer for 6 months. $59 annual fee |
Go to site |
|
|
Virgin Money
Virgin Money
Virgin Australia Velocity Flyer Card - Balance Transfer Offer |
0.00% for 8 months | $129.00 | 20.99% |
see more details |
Exclusive offer. Half annual fee waiver for the first year. 0% p.a. balance transfer rate for the first 8 months. |
Go to site |
|
|
NAB
NAB
Low Fee Card |
4.99% for 6 months | $30.00 | 19.49% |
see more details |
$30 annual fee. 4.99% p.a. on balance transfers for 6 months |
Go to site |
|
|
Bankwest
Bankwest
Zero |
0.00% for 9 months | $0.00 | 17.99% |
see more details |
0% p.a. on balance transfers for 9 months |
Go to site |
|
|
American Express
American Express
American Express Velocity Platinum Card |
$349.00 | 20.74% |
see more details |
50,000 bonus Velocity Points offer. Apply by July 31 |
Go to site |
||
|
Commonwealth Bank
Commonwealth Bank
Low Rate Gold Credit Card |
0.00% for 5 months | 5.99% for 5 months | $120.00 | 12.99% |
see more details |
0% p.a. intro rate on purchases for 5 months |
Go to site |
|
Virgin Money
Virgin Money
Virgin Australia Velocity High Flyer Card |
1.90% for 6 months | $289.00 | 20.99% |
see more details |
Balance transfer rate of 1.9% p.a. for the first 6 months. Complimentary flight up to 4 times every year |
Go to site |
| Intro interest rate | Balance tranfer rate | Annual fee | Interest rate | Key features |
|---|---|---|---|---|
| 0.00% for 6 months | $0.00 | 17.99% | 0% p.a. balance transfer for 6 months. No annual fee for the life of the card |
| Intro interest rate | Balance tranfer rate | Annual fee | Interest rate | Key features |
|---|---|---|---|---|
| 0.00% for 5 months | 5.99% for 5 months | $78.00 | 12.99% | 0% p.a. intro rate on purchases for 5 months |
| Intro interest rate | Balance tranfer rate | Annual fee | Interest rate | Key features |
|---|---|---|---|---|
| 4.99% for 6 months | $59.00 | 13.99% | 4.99% balance transfer offer for 6 months. $59 annual fee |
| Intro interest rate | Balance tranfer rate | Annual fee | Interest rate | Key features |
|---|---|---|---|---|
| 0.00% for 8 months | $129.00 | 20.99% | Exclusive offer. Half annual fee waiver for the first year. 0% p.a. balance transfer rate for the first 8 months. |
| Intro interest rate | Balance tranfer rate | Annual fee | Interest rate | Key features |
|---|---|---|---|---|
| 4.99% for 6 months | $30.00 | 19.49% | $30 annual fee. 4.99% p.a. on balance transfers for 6 months |
| Intro interest rate | Balance tranfer rate | Annual fee | Interest rate | Key features |
|---|---|---|---|---|
| 0.00% for 9 months | $0.00 | 17.99% | 0% p.a. on balance transfers for 9 months |
| Intro interest rate | Balance tranfer rate | Annual fee | Interest rate | Key features |
|---|---|---|---|---|
| $349.00 | 20.74% | 50,000 bonus Velocity Points offer. Apply by July 31 |
| Intro interest rate | Balance tranfer rate | Annual fee | Interest rate | Key features |
|---|---|---|---|---|
| 0.00% for 5 months | 5.99% for 5 months | $120.00 | 12.99% | 0% p.a. intro rate on purchases for 5 months |
| Intro interest rate | Balance tranfer rate | Annual fee | Interest rate | Key features |
|---|---|---|---|---|
| 1.90% for 6 months | $289.00 | 20.99% | Balance transfer rate of 1.9% p.a. for the first 6 months. Complimentary flight up to 4 times every year |
| Special rate | Standard interest rate | Account fee per month | Key features | |||
|---|---|---|---|---|---|---|
|
RaboDirect
RaboDirect
High interest savings |
4.76% bonus rate for 4 months |
3.50% | $0.00 |
see more details |
4-month special introductory variable rate for balances up to $250,000 for new customers |
Go to site |
|
ING DIRECT
ING DIRECT
Savings Maximiser |
4.75% p.a. For 4 months from account opening for new customers, on balances up to $250,000. |
3.00% | $0.00 |
see more details |
An ongoing Loyalty Bonus after your Welcome Rate |
Go to site |
|
Bankwest
Bankwest
TeleNet Saver |
4.55% bonus rate for 6 months |
3.00% | $0.00 |
see more details |
6 month variable intro rate for new TeleNet Saver customers only. No minimum monthly deposit. No fees |
Go to site |
|
NAB
NAB
iSaver |
4.25% bonus rate for 4 months |
2.75% | $0.00 |
see more details |
No transaction or account keeping fees. Unlimited withdrawals and deposits with no impact on interest rates. No minimum or opening balance |
Go to site |
|
Greater Building Society
Greater Building Society
Bonus Saver |
4.00% minimum one deposit, no withdrawals |
0.00% | $0.00 |
see more details |
If you make at least one deposit per calendar month into your account and no withdrawals, you’ll get a bonus interest rate |
Go to site |
|
bankmecu
bankmecu
mySaver |
4.00% minimum deposit $100, no withdrawals |
0.25% | $0.00 |
see more details |
Earn bonus on your savings if you deposit $10 or more per calendar month and do not make any withdrawals during the calendar month |
Go to site |
| Special rate | Standard interest rate | Account fee per month | Key features |
|---|---|---|---|
| 4.76% bonus rate for 4 months |
3.50% | $0.00 | 4-month special introductory variable rate for balances up to $250,000 for new customers |
bonus rate for 4 months
| Special rate | Standard interest rate | Account fee per month | Key features |
|---|---|---|---|
| 4.75% p.a. For 4 months from account opening for new customers, on balances up to $250,000. |
3.00% | $0.00 | An ongoing Loyalty Bonus after your Welcome Rate |
p.a. for 4 months from account opening for new customers, on balances up to $250,000.
| Special rate | Standard interest rate | Account fee per month | Key features |
|---|---|---|---|
| 4.55% bonus rate for 6 months |
3.00% | $0.00 | 6 month variable intro rate for new TeleNet Saver customers only. No minimum monthly deposit. No fees |
bonus rate for 6 months
| Special rate | Standard interest rate | Account fee per month | Key features |
|---|---|---|---|
| 4.25% bonus rate for 4 months |
2.75% | $0.00 | No transaction or account keeping fees. Unlimited withdrawals and deposits with no impact on interest rates. No minimum or opening balance |
bonus rate for 4 months
| Special rate | Standard interest rate | Account fee per month | Key features |
|---|---|---|---|
| 4.00% minimum one deposit, no withdrawals |
0.00% | $0.00 | If you make at least one deposit per calendar month into your account and no withdrawals, you’ll get a bonus interest rate |
minimum one deposit, no withdrawals
| Special rate | Standard interest rate | Account fee per month | Key features |
|---|---|---|---|
| 4.00% minimum deposit $100, no withdrawals |
0.25% | $0.00 | Earn bonus on your savings if you deposit $10 or more per calendar month and do not make any withdrawals during the calendar month |
minimum deposit $100, no withdrawals
| Interest rate (min) | Comparison rate | Other benefits | Key features | |||
|---|---|---|---|---|---|---|
|
Bankwest
Bankwest
Car Loan (Fixed) |
7.90% |
8.65%based on $30,000 over 5 years |
see more details |
Borrow from $10,000 to $100,000. Get conditional approval in minutes |
Go to site |
|
|
RACV
RACV
Car Loan (Fixed) |
7.95% |
8.35%based on $30,000 over 5 years |
see more details |
No ongoing fees. Loan approval within 24 hours |
Go to site |
|
|
bankmecu
bankmecu
goGreen Car Loan 7 years old or less (Variable) |
8.64% |
8.85%based on $30,000 over 5 years |
see more details |
No ongoing fees. No exit fees. Choose from 1 to 5 year terms |
Go to site |
|
|
RACV
RACV
Personal Loan (Fixed, Secured) |
10.75% |
11.17%based on $30,000 over 5 years |
see more details |
No ongoing fees. Loan approval within 24 hours. Choose to repay over 1 to 7 years |
Go to site |
|
|
bankmecu
bankmecu
Personal Loan (Variable, Unsecured) |
12.64% |
13.70%based on $10,000 over 3 years |
see more details |
No monthly fees. Minimum loan amount $1,000 |
Go to site |
| Interest rate (min) | Comparison rate | Other benefits | Key features |
|---|---|---|---|
| 7.90% | 8.65%based on $30,000 over 5 years |
Borrow from $10,000 to $100,000. Get conditional approval in minutes |
| Interest rate (min) | Comparison rate | Other benefits | Key features |
|---|---|---|---|
| 7.95% | 8.35%based on $30,000 over 5 years |
No ongoing fees. Loan approval within 24 hours |
| Interest rate (min) | Comparison rate | Other benefits | Key features |
|---|---|---|---|
| 8.64% | 8.85%based on $30,000 over 5 years |
No ongoing fees. No exit fees. Choose from 1 to 5 year terms |
| Interest rate (min) | Comparison rate | Other benefits | Key features |
|---|---|---|---|
| 10.75% | 11.17%based on $30,000 over 5 years |
No ongoing fees. Loan approval within 24 hours. Choose to repay over 1 to 7 years |
| Interest rate (min) | Comparison rate | Other benefits | Key features |
|---|---|---|---|
| 12.64% | 13.70%based on $10,000 over 3 years |
No monthly fees. Minimum loan amount $1,000 |
| Interest rate* | Key features | |||
|---|---|---|---|---|
|
RaboDirect
RaboDirect
|
4.70% 5 years |
see more details |
Available for Business, DIY Super and SMSF. Quick and easy online set-up |
Go to site |
|
ING DIRECT
ING DIRECT
|
4.30% 6 months |
see more details |
No fees. Deposit from $10,000 - $5 million |
Go to site |
|
RaboDirect
RaboDirect
|
4.15% 4 months |
see more details |
Available for Business, DIY Super and SMSF. Quick and easy online set-up |
Go to site |
|
bankmecu
bankmecu
|
4.10% 1 year |
see more details |
Flexible investment terms |
Go to site |
|
Bankwest
Bankwest
|
4.00% 2 months |
see more details |
No fees. Deposit anything from $1,000 to $5 million |
Go to site |
|
Bankwest
Bankwest
|
4.00% 6 months |
see more details |
No fees. Deposit anything from $1,000 to $5 million |
Go to site |
|
ING DIRECT
ING DIRECT
|
4.00% 7 months |
see more details |
No fees. Deposit from $10,000 - $5 million |
Go to site |
|
*based on a $25,000 deposit. Different interest rates apply to different amounts or different interest payment frequencies. |
||||
| Interest rate* | Key features |
|---|---|
| 4.70% 5 years |
Available for Business, DIY Super and SMSF. Quick and easy online set-up |
*based on a $25,000 deposit. Different interest rates apply to different amounts or different interest payment frequencies.
| Interest rate* | Key features |
|---|---|
| 4.30% 6 months |
No fees. Deposit from $10,000 - $5 million |
*based on a $25,000 deposit. Different interest rates apply to different amounts or different interest payment frequencies.
| Interest rate* | Key features |
|---|---|
| 4.15% 4 months |
Available for Business, DIY Super and SMSF. Quick and easy online set-up |
*based on a $25,000 deposit. Different interest rates apply to different amounts or different interest payment frequencies.
| Interest rate* | Key features |
|---|---|
| 4.10% 1 year |
Flexible investment terms |
*based on a $25,000 deposit. Different interest rates apply to different amounts or different interest payment frequencies.
| Interest rate* | Key features |
|---|---|
| 4.00% 2 months |
No fees. Deposit anything from $1,000 to $5 million |
*based on a $25,000 deposit. Different interest rates apply to different amounts or different interest payment frequencies.
| Interest rate* | Key features |
|---|---|
| 4.00% 6 months |
No fees. Deposit anything from $1,000 to $5 million |
*based on a $25,000 deposit. Different interest rates apply to different amounts or different interest payment frequencies.
| Interest rate* | Key features |
|---|---|
| 4.00% 7 months |
No fees. Deposit from $10,000 - $5 million |
*based on a $25,000 deposit. Different interest rates apply to different amounts or different interest payment frequencies.
| Account fee | Network atm fee | Key features | |||
|---|---|---|---|---|---|
|
NAB
NAB
Classic Banking |
$0.00 | $0.00 |
see more details |
No overdrawn fees |
Go to site |
|
ING DIRECT
ING DIRECT
Orange Everyday |
$0.00 | $0.00 |
see more details |
Any ATM in Australia is fee-free when you withdraw $200 or more. No monthly account fees |
Go to site |
|
Bankwest
Bankwest
BankWest Zero Transaction Account |
$6.00 | $0.00 |
see more details |
Zero ATM fees at Bankwest, Commonwealth, ANZ, NAB & Westpac ATMs Australia wide. No monthly fees when you deposit a minimum of $2,000 per month |
Go to site |
|
IMB
IMB
Everyday Unlimited Account |
$6.00 | $0.00 |
see more details |
Unlimited fee-free transactions across IMB's wide range of channels |
Go to site |
|
Bankwest
Bankwest
Rewards Transaction Account |
$6.00 | $0.00 |
see more details |
Rewards from over 3,000 retailers. Debit MasterCard access. No overseas ATM withdrawal fees |
Go to site |
| Account fee | Network atm fee | Key features |
|---|---|---|
| $0.00 | $0.00 | No overdrawn fees |
| Account fee | Network atm fee | Key features |
|---|---|---|
| $0.00 | $0.00 | Any ATM in Australia is fee-free when you withdraw $200 or more. No monthly account fees |
| Account fee | Network atm fee | Key features |
|---|---|---|
| $6.00 | $0.00 | Zero ATM fees at Bankwest, Commonwealth, ANZ, NAB & Westpac ATMs Australia wide. No monthly fees when you deposit a minimum of $2,000 per month |
| Account fee | Network atm fee | Key features |
|---|---|---|
| $6.00 | $0.00 | Unlimited fee-free transactions across IMB's wide range of channels |
| Account fee | Network atm fee | Key features |
|---|---|---|
| $6.00 | $0.00 | Rewards from over 3,000 retailers. Debit MasterCard access. No overseas ATM withdrawal fees |
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