With over 150 credit cards on the market, how do you choose the best one? Check out the popular credit card table below for some of the latest credit card deals or try one of our free credit card tools to help you compare rewards, fees, interest rates and balance transfer offers.
| Interest rate | Balance transfer rate | Annual fee | Key features | |||
|---|---|---|---|---|---|---|
|
HSBC
HSBC
Credit Card |
17.99% | 0.00% for 6 months | $0 |
see more details |
0% p.a. balance transfer for 6 months. No annual fee for the life of the card |
Go to site |
|
Commonwealth Bank
Commonwealth Bank
Low Rate Credit Card |
0.00% for 5 months then 12.99% | 5.99% for 5 months | $78 |
see more details |
0% p.a. intro rate on purchases for 5 months |
Go to site |
|
American Express
American Express
Qantas American Express Discovery Card |
20.74% | $0 |
see more details |
Up to 7,500 extra Qantas Frequent Flyer points when you apply by 31 December 2013, are approved and meet the spend criteria |
Go to site |
|
|
Bankwest
Bankwest
Zero |
17.99% | 0.00% for 9 months | $0 |
see more details |
0% p.a. on balance transfers for 9 months |
Go to site |
|
NAB
NAB
Low Rate Card |
13.99% | 4.99% for 6 months | $59 |
see more details |
4.99% balance transfer offer for 6 months. $59 annual fee |
Go to site |
|
Commonwealth Bank
Commonwealth Bank
Low Rate Gold Credit Card |
0.00% for 5 months then 12.99% | 5.99% for 5 months | $120 |
see more details |
0% p.a. intro rate on purchases for 5 months |
Go to site |
|
NAB
NAB
Low Fee Card |
19.49% | 4.99% for 6 months | $30 |
see more details |
$30 annual fee. 4.99% p.a. on balance transfers for 6 months |
Go to site |
|
Virgin Money
Virgin Money
Virgin Australia Velocity Flyer Card - Balance Transfer Offer |
20.99% | 0.00% for 8 months | $129$64 in the first year |
see more details |
Exclusive offer. Half annual fee waiver for the first year. 0% p.a. balance transfer rate for the first 8 months. |
Go to site |
|
NAB
NAB
Premium Card |
19.49% | 1.00% for 12 months | $90 |
see more details |
1% p.a. on Balance Transfers for up to 12 months |
Go to site |
|
Victoria Teachers Mutual Bank
Victoria Teachers Mutual Bank
Visa Platinum Credit Card |
0.00% for 6 months then 9.99% | 0.00% for 6 months | $84$0 in the first year |
see more details |
0% p.a. for 6 months on purchases and balance transfers |
Go to site |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 17.99% | 0.00% for 6 months | $0 | 0% p.a. balance transfer for 6 months. No annual fee for the life of the card |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 0.00% for 5 months then 12.99% | 5.99% for 5 months | $78 | 0% p.a. intro rate on purchases for 5 months |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 20.74% | $0 | Up to 7,500 extra Qantas Frequent Flyer points when you apply by 31 December 2013, are approved and meet the spend criteria |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 17.99% | 0.00% for 9 months | $0 | 0% p.a. on balance transfers for 9 months |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 13.99% | 4.99% for 6 months | $59 | 4.99% balance transfer offer for 6 months. $59 annual fee |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 0.00% for 5 months then 12.99% | 5.99% for 5 months | $120 | 0% p.a. intro rate on purchases for 5 months |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 19.49% | 4.99% for 6 months | $30 | $30 annual fee. 4.99% p.a. on balance transfers for 6 months |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 20.99% | 0.00% for 8 months | $129$64 in the first year | Exclusive offer. Half annual fee waiver for the first year. 0% p.a. balance transfer rate for the first 8 months. |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 19.49% | 1.00% for 12 months | $90 | 1% p.a. on Balance Transfers for up to 12 months |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 0.00% for 6 months then 9.99% | 0.00% for 6 months | $84$0 in the first year | 0% p.a. for 6 months on purchases and balance transfers |
| Interest rate | Balance transfer rate | Annual fee | Key features | |||
|---|---|---|---|---|---|---|
|
Commonwealth Bank
Commonwealth Bank
Low Rate Credit Card |
0.00% for 5 months then 12.99% | 5.99% for 5 months | $78 |
see more details |
0% p.a. intro rate on purchases for 5 months |
Go to site |
|
NAB
NAB
Low Rate Card |
13.99% | 4.99% for 6 months | $59 |
see more details |
4.99% balance transfer offer for 6 months. $59 annual fee |
Go to site |
|
Victoria Teachers Mutual Bank
Victoria Teachers Mutual Bank
Visa Platinum Credit Card |
0.00% for 6 months then 9.99% | 0.00% for 6 months | $84$0 in the first year |
see more details |
0% p.a. for 6 months on purchases and balance transfers |
Go to site |
|
bankmecu
bankmecu
Low Rate |
10.14% | $59 |
see more details |
bankmecu promises to never conduct marketing to card holders, encouraging them to increase their credit limit or level of spending |
Go to site |
|
|
Commonwealth Bank
Commonwealth Bank
Low Rate Gold Credit Card |
0.00% for 5 months then 12.99% | 5.99% for 5 months | $120 |
see more details |
0% p.a. intro rate on purchases for 5 months |
Go to site |
|
Bankwest
Bankwest
Breeze Platinum |
0.00% for 4 months then 11.99% | 0.00% for 6 months | $99 |
see more details |
Free international travel insurance. No foreign exchange fee. |
Go to site |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 0.00% for 5 months then 12.99% | 5.99% for 5 months | $78 | 0% p.a. intro rate on purchases for 5 months |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 13.99% | 4.99% for 6 months | $59 | 4.99% balance transfer offer for 6 months. $59 annual fee |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 0.00% for 6 months then 9.99% | 0.00% for 6 months | $84$0 in the first year | 0% p.a. for 6 months on purchases and balance transfers |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 10.14% | $59 | bankmecu promises to never conduct marketing to card holders, encouraging them to increase their credit limit or level of spending |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 0.00% for 5 months then 12.99% | 5.99% for 5 months | $120 | 0% p.a. intro rate on purchases for 5 months |
| Interest rate | Balance transfer rate | Annual fee | Key features |
|---|---|---|---|
| 0.00% for 4 months then 11.99% | 0.00% for 6 months | $99 | Free international travel insurance. No foreign exchange fee. |
| Balance transfer rate | Interest rate | Annual fees | Key features | |||
|---|---|---|---|---|---|---|
|
Bankwest
Bankwest
Zero |
0.00% for 9 months | 17.99% | $0 |
see more details |
0% p.a. on balance transfers for 9 months |
Go to site |
|
HSBC
HSBC
Credit Card |
0.00% for 6 months | 17.99% | $0 |
see more details |
0% p.a. balance transfer for 6 months. No annual fee for the life of the card |
Go to site |
|
NAB
NAB
Low Rate Card |
4.99% for 6 months | 13.99% | $59 |
see more details |
4.99% balance transfer offer for 6 months. $59 annual fee |
Go to site |
|
Commonwealth Bank
Commonwealth Bank
Low Rate Credit Card |
5.99% for 5 months | 0.00% for 5 months then 12.99% | $78 |
see more details |
0% p.a. intro rate on purchases for 5 months |
Go to site |
|
Virgin Money
Virgin Money
Virgin Australia Velocity Flyer Card - Balance Transfer Offer |
0.00% for 8 months | 20.99% | $129$64 in the first year |
see more details |
Exclusive offer. Half annual fee waiver for the first year. 0% p.a. balance transfer rate for the first 8 months. |
Go to site |
|
Victoria Teachers Mutual Bank
Victoria Teachers Mutual Bank
Visa Platinum Credit Card |
0.00% for 6 months | 0.00% for 6 months then 9.99% | $84$0 in the first year |
see more details |
0% p.a. for 6 months on purchases and balance transfers |
Go to site |
|
NAB
NAB
Premium Card |
1.00% for 12 months | 19.49% | $90 |
see more details |
1% p.a. on Balance Transfers for up to 12 months |
Go to site |
|
Virgin Money
Virgin Money
Virgin No Annual Fee Credit Card |
2.90% for 6 months | 18.99% | $0 |
see more details |
$0 annual fee for the life of the card. 2.9% p.a. for the first 6 months on balance transfers |
Go to site |
|
Commonwealth Bank
Commonwealth Bank
Low Rate Gold Credit Card |
5.99% for 5 months | 0.00% for 5 months then 12.99% | $120 |
see more details |
0% p.a. intro rate on purchases for 5 months |
Go to site |
| Balance transfer rate | Interest rate | Annual fees | Key features |
|---|---|---|---|
| 0.00% for 9 months | 17.99% | $0 | 0% p.a. on balance transfers for 9 months |
| Balance transfer rate | Interest rate | Annual fees | Key features |
|---|---|---|---|
| 0.00% for 6 months | 17.99% | $0 | 0% p.a. balance transfer for 6 months. No annual fee for the life of the card |
| Balance transfer rate | Interest rate | Annual fees | Key features |
|---|---|---|---|
| 4.99% for 6 months | 13.99% | $59 | 4.99% balance transfer offer for 6 months. $59 annual fee |
| Balance transfer rate | Interest rate | Annual fees | Key features |
|---|---|---|---|
| 5.99% for 5 months | 0.00% for 5 months then 12.99% | $78 | 0% p.a. intro rate on purchases for 5 months |
| Balance transfer rate | Interest rate | Annual fees | Key features |
|---|---|---|---|
| 0.00% for 8 months | 20.99% | $129$64 in the first year | Exclusive offer. Half annual fee waiver for the first year. 0% p.a. balance transfer rate for the first 8 months. |
| Balance transfer rate | Interest rate | Annual fees | Key features |
|---|---|---|---|
| 0.00% for 6 months | 0.00% for 6 months then 9.99% | $84$0 in the first year | 0% p.a. for 6 months on purchases and balance transfers |
| Balance transfer rate | Interest rate | Annual fees | Key features |
|---|---|---|---|
| 1.00% for 12 months | 19.49% | $90 | 1% p.a. on Balance Transfers for up to 12 months |
| Balance transfer rate | Interest rate | Annual fees | Key features |
|---|---|---|---|
| 2.90% for 6 months | 18.99% | $0 | $0 annual fee for the life of the card. 2.9% p.a. for the first 6 months on balance transfers |
| Balance transfer rate | Interest rate | Annual fees | Key features |
|---|---|---|---|
| 5.99% for 5 months | 0.00% for 5 months then 12.99% | $120 | 0% p.a. intro rate on purchases for 5 months |
| Intro interest rate | Interest rate | Balance transfer rate | Key features | |||
|---|---|---|---|---|---|---|
|
Commonwealth Bank
Commonwealth Bank
Low Rate Credit Card |
0.00% for 5 months | 0.00% for 5 months then 12.99% | 5.99% for 5 months |
see more details |
0% p.a. intro rate on purchases for 5 months |
Go to site |
|
Commonwealth Bank
Commonwealth Bank
Low Rate Gold Credit Card |
0.00% for 5 months | 0.00% for 5 months then 12.99% | 5.99% for 5 months |
see more details |
0% p.a. intro rate on purchases for 5 months |
Go to site |
|
Commonwealth Bank
Commonwealth Bank
Platinum Awards Credit Card |
0.00% for 5 months | 0.00% for 5 months then 20.24% | 5.99% for 5 months |
see more details |
0% p.a. intro rate on on purchases for 5 months |
Go to site |
|
Bankwest
Bankwest
Breeze Gold |
0.00% for 4 months | 0.00% for 4 months then 11.99% | 0.00% for 6 months |
see more details |
0% p.a. on purchases for the first 4 months |
Go to site |
|
Bankwest
Bankwest
Breeze Platinum |
0.00% for 4 months | 0.00% for 4 months then 11.99% | 0.00% for 6 months |
see more details |
Free international travel insurance. No foreign exchange fee. |
Go to site |
| Intro interest rate | Interest rate | Balance transfer rate | Key features |
|---|---|---|---|
| 0.00% for 5 months | 0.00% for 5 months then 12.99% | 5.99% for 5 months | 0% p.a. intro rate on purchases for 5 months |
| Intro interest rate | Interest rate | Balance transfer rate | Key features |
|---|---|---|---|
| 0.00% for 5 months | 0.00% for 5 months then 12.99% | 5.99% for 5 months | 0% p.a. intro rate on purchases for 5 months |
| Intro interest rate | Interest rate | Balance transfer rate | Key features |
|---|---|---|---|
| 0.00% for 5 months | 0.00% for 5 months then 20.24% | 5.99% for 5 months | 0% p.a. intro rate on on purchases for 5 months |
| Intro interest rate | Interest rate | Balance transfer rate | Key features |
|---|---|---|---|
| 0.00% for 4 months | 0.00% for 4 months then 11.99% | 0.00% for 6 months | 0% p.a. on purchases for the first 4 months |
| Intro interest rate | Interest rate | Balance transfer rate | Key features |
|---|---|---|---|
| 0.00% for 4 months | 0.00% for 4 months then 11.99% | 0.00% for 6 months | Free international travel insurance. No foreign exchange fee. |
| Annual fees | Interest rate | Balance transfer rate | Key features | |||
|---|---|---|---|---|---|---|
|
HSBC
HSBC
Credit Card |
$0 | 17.99% | 0.00% for 6 months |
see more details |
0% p.a. balance transfer for 6 months. No annual fee for the life of the card |
Go to site |
|
American Express
American Express
Qantas American Express Discovery Card |
$0 | 20.74% |
see more details |
Up to 7,500 extra Qantas Frequent Flyer points when you apply by 31 December 2013, are approved and meet the spend criteria |
Go to site |
|
|
Commonwealth Bank
Commonwealth Bank
Low Fee Gold Credit Card |
$90$0 if CBA customer when applying or spend over $10,000 p.a. | 0.00% for 5 months then 19.74% | 5.99% for 5 months |
see more details |
0% p.a. intro rate on purchases for 5 months |
Go to site |
|
NAB
NAB
Low Fee Card |
$30 | 19.49% | 4.99% for 6 months |
see more details |
$30 annual fee. 4.99% p.a. on balance transfers for 6 months |
Go to site |
|
Bankwest
Bankwest
Zero |
$0 | 17.99% | 0.00% for 9 months |
see more details |
0% p.a. on balance transfers for 9 months |
Go to site |
|
NAB
NAB
Low Rate Card |
$59 | 13.99% | 4.99% for 6 months |
see more details |
4.99% balance transfer offer for 6 months. $59 annual fee |
Go to site |
|
Virgin Money
Virgin Money
Virgin No Annual Fee Credit Card |
$0 | 18.99% | 2.90% for 6 months |
see more details |
$0 annual fee for the life of the card. 2.9% p.a. for the first 6 months on balance transfers |
Go to site |
|
American Express
American Express
American Express Velocity Escape Card |
$0 | 20.74% |
see more details |
$0 p.a. annual Card fee. Earn up to 2 Velocity Points for every $1 spent. Introductory offer- 7,500 bonus Velocity Points. |
Go to site |
|
|
Virgin Money
Virgin Money
Virgin Australia Velocity Flyer Card - Balance Transfer Offer |
$129$64 in the first year | 20.99% | 0.00% for 8 months |
see more details |
Exclusive offer. Half annual fee waiver for the first year. 0% p.a. balance transfer rate for the first 8 months. |
Go to site |
| Annual fees | Interest rate | Balance transfer rate | Key features |
|---|---|---|---|
| $0 | 17.99% | 0.00% for 6 months | 0% p.a. balance transfer for 6 months. No annual fee for the life of the card |
| Annual fees | Interest rate | Balance transfer rate | Key features |
|---|---|---|---|
| $0 | 20.74% | Up to 7,500 extra Qantas Frequent Flyer points when you apply by 31 December 2013, are approved and meet the spend criteria |
| Annual fees | Interest rate | Balance transfer rate | Key features |
|---|---|---|---|
| $90$0 if CBA customer when applying or spend over $10,000 p.a. | 0.00% for 5 months then 19.74% | 5.99% for 5 months | 0% p.a. intro rate on purchases for 5 months |
| Annual fees | Interest rate | Balance transfer rate | Key features |
|---|---|---|---|
| $30 | 19.49% | 4.99% for 6 months | $30 annual fee. 4.99% p.a. on balance transfers for 6 months |
| Annual fees | Interest rate | Balance transfer rate | Key features |
|---|---|---|---|
| $0 | 17.99% | 0.00% for 9 months | 0% p.a. on balance transfers for 9 months |
| Annual fees | Interest rate | Balance transfer rate | Key features |
|---|---|---|---|
| $59 | 13.99% | 4.99% for 6 months | 4.99% balance transfer offer for 6 months. $59 annual fee |
| Annual fees | Interest rate | Balance transfer rate | Key features |
|---|---|---|---|
| $0 | 18.99% | 2.90% for 6 months | $0 annual fee for the life of the card. 2.9% p.a. for the first 6 months on balance transfers |
| Annual fees | Interest rate | Balance transfer rate | Key features |
|---|---|---|---|
| $0 | 20.74% | $0 p.a. annual Card fee. Earn up to 2 Velocity Points for every $1 spent. Introductory offer- 7,500 bonus Velocity Points. |
| Annual fees | Interest rate | Balance transfer rate | Key features |
|---|---|---|---|
| $129$64 in the first year | 20.99% | 0.00% for 8 months | Exclusive offer. Half annual fee waiver for the first year. 0% p.a. balance transfer rate for the first 8 months. |
| Interest rate | Balance transfer rate | Annual fees | Key features | |||
|---|---|---|---|---|---|---|
|
Commonwealth Bank
Commonwealth Bank
Low Rate Gold Credit Card |
0.00% for 5 months then 12.99% | 5.99% for 5 months | $120 |
see more details |
0% p.a. intro rate on purchases for 5 months |
Go to site |
|
Commonwealth Bank
Commonwealth Bank
Gold Awards Credit Card |
0.00% for 5 months then 20.24% | 5.99% for 5 months | $144$114 if CBA customer when applying |
see more details |
0% p.a. intro rate on on purchases for 5 months. Earn up to 2 points per dollar spent |
Go to site |
|
Bankwest
Bankwest
Breeze Gold |
0.00% for 4 months then 11.99% | 0.00% for 6 months | $89 |
see more details |
0% p.a. on purchases for the first 4 months |
Go to site |
|
Bankwest
Bankwest
Zero Gold |
17.99% | 0.00% for 9 months | $0 |
see more details |
0% p.a. on balance transfers for 9 months |
Go to site |
|
Bankwest
Bankwest
More Gold |
19.49% | 0.00% for 6 months | $120 |
see more details |
0% p.a. on balance transfers for 6 months. Complimentary travel insurance with up to $30,000 cover |
Go to site |
| Interest rate | Balance transfer rate | Annual fees | Key features |
|---|---|---|---|
| 0.00% for 5 months then 12.99% | 5.99% for 5 months | $120 | 0% p.a. intro rate on purchases for 5 months |
| Interest rate | Balance transfer rate | Annual fees | Key features |
|---|---|---|---|
| 0.00% for 5 months then 20.24% | 5.99% for 5 months | $144$114 if CBA customer when applying | 0% p.a. intro rate on on purchases for 5 months. Earn up to 2 points per dollar spent |
| Interest rate | Balance transfer rate | Annual fees | Key features |
|---|---|---|---|
| 0.00% for 4 months then 11.99% | 0.00% for 6 months | $89 | 0% p.a. on purchases for the first 4 months |
| Interest rate | Balance transfer rate | Annual fees | Key features |
|---|---|---|---|
| 17.99% | 0.00% for 9 months | $0 | 0% p.a. on balance transfers for 9 months |
| Interest rate | Balance transfer rate | Annual fees | Key features |
|---|---|---|---|
| 19.49% | 0.00% for 6 months | $120 | 0% p.a. on balance transfers for 6 months. Complimentary travel insurance with up to $30,000 cover |
| Interest rate | Annual fees | Balance transfer rate | Key features | |||
|---|---|---|---|---|---|---|
|
NAB
NAB
Premium Card |
19.49% | $90 | 1.00% for 12 months |
see more details |
1% p.a. on Balance Transfers for up to 12 months |
Go to site |
|
NAB
NAB
Velocity Rewards Premium Card (Bonus Points Offer) |
19.99% | $150 | 4.99% for 6 months |
see more details |
17,000 bonus Velocity points. Apply by 30 June 2013. |
Go to site |
|
American Express
American Express
Platinum Edge Credit Card |
20.74% | $195 |
see more details |
10,000 Membership Rewards Bonus Points |
Go to site |
|
|
Virgin Money
Virgin Money
Virgin Australia Velocity High Flyer Card |
20.99% | $289 | 1.90% for 6 months |
see more details |
Balance transfer rate of 1.9% p.a. for the first 6 months. Complimentary flight up to 4 times every year |
Go to site |
|
NAB
NAB
Qantas Rewards Premium Card |
19.99% | $250 | 1.00% for 12 months |
see more details |
Two cards on one account. American Express Card and Visa Card. Complimentary Qantas Frequent Flyer membership. |
Go to site |
|
Bankwest
Bankwest
Zero Platinum |
17.99% | $0 | 0.00% for 9 months |
see more details |
0% p.a. on balance transfers for 9 months |
Go to site |
|
Bankwest
Bankwest
More Platinum |
19.49% | $130 | 0.00% for 6 months |
see more details |
Get 16,000 More Rewards Bonus points. Earn 2 points for every $1 you spend on eligible purchases |
Go to site |
| Interest rate | Annual fees | Balance transfer rate | Key features |
|---|---|---|---|
| 19.49% | $90 | 1.00% for 12 months | 1% p.a. on Balance Transfers for up to 12 months |
| Interest rate | Annual fees | Balance transfer rate | Key features |
|---|---|---|---|
| 19.99% | $150 | 4.99% for 6 months | 17,000 bonus Velocity points. Apply by 30 June 2013. |
| Interest rate | Annual fees | Balance transfer rate | Key features |
|---|---|---|---|
| 20.74% | $195 | 10,000 Membership Rewards Bonus Points |
| Interest rate | Annual fees | Balance transfer rate | Key features |
|---|---|---|---|
| 20.99% | $289 | 1.90% for 6 months | Balance transfer rate of 1.9% p.a. for the first 6 months. Complimentary flight up to 4 times every year |
| Interest rate | Annual fees | Balance transfer rate | Key features |
|---|---|---|---|
| 19.99% | $250 | 1.00% for 12 months | Two cards on one account. American Express Card and Visa Card. Complimentary Qantas Frequent Flyer membership. |
| Interest rate | Annual fees | Balance transfer rate | Key features |
|---|---|---|---|
| 17.99% | $0 | 0.00% for 9 months | 0% p.a. on balance transfers for 9 months |
| Interest rate | Annual fees | Balance transfer rate | Key features |
|---|---|---|---|
| 19.49% | $130 | 0.00% for 6 months | Get 16,000 More Rewards Bonus points. Earn 2 points for every $1 you spend on eligible purchases |
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