Whether you're a first home buyer, a property investor or simply shopping around for a better home loan deal - we have the tools to help with your home loan search. From do-it-yourself rate comparisons to personalised reports and services that connect you with home loan experts ready to help.
| Variable rate | Comparison rate* | Upfront fees | Key features | |||
|---|---|---|---|---|---|---|
|
loans.com.au
loans.com.au
Blackboard Special (Purchases Only LVR 80%) |
4.75% | 4.77% | $295 |
see more details |
$0 loan application fee. $0 ongoing fees. Free 100% redraw offset |
Go to site |
|
UBank
UBank
UHomeLoan - Refinance only |
4.87% | 4.87% | $0 |
see more details |
No bank fees whatsoever on a variable rate loan. Special 0.25% p.a. upfront discount offer on eligible variable rate loans applies on the standard variable rate |
Go to site |
|
loans.com.au
loans.com.au
dream loan express (refinance only) (<80% LVR) |
4.87% | 4.89% | $295 |
see more details |
$0 loan application fee. $0 ongoing fees. Principal and interest only. Fixed rate for three years |
Go to site |
|
Bankwest
Bankwest
Online Home Loan |
5.13% | 5.14% | $0 |
see more details |
Save $695 with no application fee for a limited time. Borrow up to 80% of property value. No ongoing monthly fees |
Go to site |
|
Greater Building Society
Greater Building Society
Great Rate Home Loan |
5.39% | 5.45% | $790 |
see more details |
No ongoing fees. Free extra repayments |
Go to site |
|
AMP
AMP
Variable Rate Loan ($250k to $500K) (Professional Package) |
5.40% | 5.75% | $295 |
see more details |
Discounts of up to 0.85% p.a. off the standard variable rate |
Go to site |
|
MyRate.com.au
MyRate.com.au
Advantage Loan |
5.42% | 5.42% | $0 |
see more details |
$0 ongoing fees. Free extra repayments and redraw facility. Borrow up to 95% of the property value |
Go to site |
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
||||||
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 4.75% | 4.77% | $295 | $0 loan application fee. $0 ongoing fees. Free 100% redraw offset |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 4.87% | 4.87% | $0 | No bank fees whatsoever on a variable rate loan. Special 0.25% p.a. upfront discount offer on eligible variable rate loans applies on the standard variable rate |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 4.87% | 4.89% | $295 | $0 loan application fee. $0 ongoing fees. Principal and interest only. Fixed rate for three years |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 5.13% | 5.14% | $0 | Save $695 with no application fee for a limited time. Borrow up to 80% of property value. No ongoing monthly fees |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 5.39% | 5.45% | $790 | No ongoing fees. Free extra repayments |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 5.40% | 5.75% | $295 | Discounts of up to 0.85% p.a. off the standard variable rate |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 5.42% | 5.42% | $0 | $0 ongoing fees. Free extra repayments and redraw facility. Borrow up to 95% of the property value |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features | |||
|---|---|---|---|---|---|---|
|
loans.com.au
loans.com.au
Blackboard Special (Purchases Only LVR 80%) |
4.75% | 4.77% | $295 |
see more details |
$0 loan application fee. $0 ongoing fees. Free 100% redraw offset |
Go to site |
|
UBank
UBank
UHomeLoan - Refinance only |
4.87% | 4.87% | $0 |
see more details |
No bank fees whatsoever on a variable rate loan. Special 0.25% p.a. upfront discount offer on eligible variable rate loans applies on the standard variable rate |
Go to site |
|
loans.com.au
loans.com.au
dream loan express (refinance only) (<80% LVR) |
4.87% | 4.89% | $295 |
see more details |
$0 loan application fee. $0 ongoing fees. Principal and interest only. Fixed rate for three years |
Go to site |
|
Bankwest
Bankwest
Online Home Loan |
5.13% | 5.14% | $0 |
see more details |
Save $695 with no application fee for a limited time. Borrow up to 80% of property value. No ongoing monthly fees |
Go to site |
|
Greater Building Society
Greater Building Society
Great Rate Home Loan |
5.39% | 5.45% | $790 |
see more details |
No ongoing fees. Free extra repayments |
Go to site |
|
AMP
AMP
Variable Rate Loan ($250k to $500K) (Professional Package) |
5.40% | 5.75% | $295 |
see more details |
Discounts of up to 0.85% p.a. off the standard variable rate |
Go to site |
|
MyRate.com.au
MyRate.com.au
Advantage Loan |
5.42% | 5.42% | $0 |
see more details |
$0 ongoing fees. Free extra repayments and redraw facility. Borrow up to 95% of the property value |
Go to site |
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
||||||
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 4.75% | 4.77% | $295 | $0 loan application fee. $0 ongoing fees. Free 100% redraw offset |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 4.87% | 4.87% | $0 | No bank fees whatsoever on a variable rate loan. Special 0.25% p.a. upfront discount offer on eligible variable rate loans applies on the standard variable rate |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 4.87% | 4.89% | $295 | $0 loan application fee. $0 ongoing fees. Principal and interest only. Fixed rate for three years |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 5.13% | 5.14% | $0 | Save $695 with no application fee for a limited time. Borrow up to 80% of property value. No ongoing monthly fees |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 5.39% | 5.45% | $790 | No ongoing fees. Free extra repayments |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 5.40% | 5.75% | $295 | Discounts of up to 0.85% p.a. off the standard variable rate |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 5.42% | 5.42% | $0 | $0 ongoing fees. Free extra repayments and redraw facility. Borrow up to 95% of the property value |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Fixed 1 year rate | Fixed 3 year rate | Comparison rate* | Key features | |||
|---|---|---|---|---|---|---|
|
Greater Building Society
Greater Building Society
Fixed Great Rate Home Loan |
4.94% | 5.19% | 5.39% |
see more details |
For a limited time get $1,500 cash back when you take out any home loan |
Go to site |
|
AMP
AMP
Basic Fixed Rate Loan (Basic Package) |
4.99% | 5.19% | 5.42% |
see more details |
A choice of variable or fixed interest rates (1, 2, 3 or 5 years) or a combination of both. |
Go to site |
|
AMP
AMP
Fixed Rate Loan (over $250k) (Professional Package) |
4.99% | 5.19% | 5.69% |
see more details |
A choice of variable or fixed interest rates (1, 2 ,3 or 5 years) or a combination of both. |
Go to site |
|
Heritage Bank
Heritage Bank
Fixed Loan |
4.99% | 5.29% | 5.83% |
see more details |
Fixed rate terms of 1, 2, 3 or 5 years. Option to make additional or lump sum repayments without penalty |
Go to site |
|
CUA
CUA
Fixed Home Loan over $250k |
5.10% | 4.99% | 5.35% |
see more details |
No monthly account keeping fees. Three agreed advance repayments available. Interest-only repayment options |
Go to site |
|
MyRate.com.au
MyRate.com.au
Fixed Loan |
5.30% | 5.30% | 5.39% |
see more details |
$0 upfront fees. $0 ongoing fees. Free extra repayments up to $10,000 p.a. |
Go to site |
| Fixed 1 year rate | Fixed 3 year rate | Comparison rate* | Key features |
|---|---|---|---|
| 4.94% | 5.19% | 5.39% | For a limited time get $1,500 cash back when you take out any home loan |
| Fixed 1 year rate | Fixed 3 year rate | Comparison rate* | Key features |
|---|---|---|---|
| 4.99% | 5.19% | 5.42% | A choice of variable or fixed interest rates (1, 2, 3 or 5 years) or a combination of both. |
| Fixed 1 year rate | Fixed 3 year rate | Comparison rate* | Key features |
|---|---|---|---|
| 4.99% | 5.19% | 5.69% | A choice of variable or fixed interest rates (1, 2 ,3 or 5 years) or a combination of both. |
| Fixed 1 year rate | Fixed 3 year rate | Comparison rate* | Key features |
|---|---|---|---|
| 4.99% | 5.29% | 5.83% | Fixed rate terms of 1, 2, 3 or 5 years. Option to make additional or lump sum repayments without penalty |
| Fixed 1 year rate | Fixed 3 year rate | Comparison rate* | Key features |
|---|---|---|---|
| 5.10% | 4.99% | 5.35% | No monthly account keeping fees. Three agreed advance repayments available. Interest-only repayment options |
| Fixed 1 year rate | Fixed 3 year rate | Comparison rate* | Key features |
|---|---|---|---|
| 5.30% | 5.30% | 5.39% | $0 upfront fees. $0 ongoing fees. Free extra repayments up to $10,000 p.a. |
| Ongoing fees | Variable rate | Comparison rate* | Key features | |||
|---|---|---|---|---|---|---|
|
UBank
UBank
UHomeLoan - Refinance only |
$0.00 | 4.87% | 4.87% |
see more details |
No bank fees whatsoever on a variable rate loan. Special 0.25% p.a. upfront discount offer on eligible variable rate loans applies on the standard variable rate |
Go to site |
|
loans.com.au
loans.com.au
dream loan express (refinance only) (<80% LVR) |
$0.00 | 4.87% | 4.89% |
see more details |
$0 loan application fee. $0 ongoing fees. Principal and interest only. Fixed rate for three years |
Go to site |
|
iMortgage
iMortgage
iMortgage Essential |
$0.00 | 4.97% | 4.99% |
see more details |
No ongoing fees. Free extra repayments |
Go to site |
|
Bankwest
Bankwest
Online Home Loan |
$0.00 | 5.13% | 5.14% |
see more details |
Save $695 with no application fee for a limited time. Borrow up to 80% of property value. No ongoing monthly fees |
Go to site |
|
Greater Building Society
Greater Building Society
Great Rate Home Loan |
$0.00 | 5.39% | 5.45% |
see more details |
No ongoing fees. Free extra repayments |
Go to site |
|
MyRate.com.au
MyRate.com.au
Advantage Loan |
$0.00 | 5.42% | 5.42% |
see more details |
$0 ongoing fees. Free extra repayments and redraw facility. Borrow up to 95% of the property value |
Go to site |
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
||||||
| Ongoing fees | Variable rate | Comparison rate* | Key features |
|---|---|---|---|
| $0.00 | 4.87% | 4.87% | No bank fees whatsoever on a variable rate loan. Special 0.25% p.a. upfront discount offer on eligible variable rate loans applies on the standard variable rate |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Ongoing fees | Variable rate | Comparison rate* | Key features |
|---|---|---|---|
| $0.00 | 4.87% | 4.89% | $0 loan application fee. $0 ongoing fees. Principal and interest only. Fixed rate for three years |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Ongoing fees | Variable rate | Comparison rate* | Key features |
|---|---|---|---|
| $0.00 | 4.97% | 4.99% | No ongoing fees. Free extra repayments |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Ongoing fees | Variable rate | Comparison rate* | Key features |
|---|---|---|---|
| $0.00 | 5.13% | 5.14% | Save $695 with no application fee for a limited time. Borrow up to 80% of property value. No ongoing monthly fees |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Ongoing fees | Variable rate | Comparison rate* | Key features |
|---|---|---|---|
| $0.00 | 5.39% | 5.45% | No ongoing fees. Free extra repayments |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Ongoing fees | Variable rate | Comparison rate* | Key features |
|---|---|---|---|
| $0.00 | 5.42% | 5.42% | $0 ongoing fees. Free extra repayments and redraw facility. Borrow up to 95% of the property value |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features | |||
|---|---|---|---|---|---|---|
|
UBank
UBank
UHomeLoan - Refinance only |
4.87% | 4.87% | $0 |
see more details |
No bank fees whatsoever on a variable rate loan. Special 0.25% p.a. upfront discount offer on eligible variable rate loans applies on the standard variable rate |
Go to site |
|
loans.com.au
loans.com.au
dream loan express (refinance only) (<80% LVR) |
4.87% | 4.89% | $295 |
see more details |
$0 loan application fee. $0 ongoing fees. Principal and interest only. Fixed rate for three years |
Go to site |
|
Bankwest
Bankwest
Online Home Loan |
5.13% | 5.14% | $0 |
see more details |
Save $695 with no application fee for a limited time. Borrow up to 80% of property value. No ongoing monthly fees |
Go to site |
|
Greater Building Society
Greater Building Society
Great Rate Home Loan |
5.39% | 5.45% | $790 |
see more details |
No ongoing fees. Free extra repayments |
Go to site |
|
MyRate.com.au
MyRate.com.au
Advantage Loan |
5.42% | 5.42% | $0 |
see more details |
$0 ongoing fees. Free extra repayments and redraw facility. Borrow up to 95% of the property value |
Go to site |
|
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
||||||
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 4.87% | 4.87% | $0 | No bank fees whatsoever on a variable rate loan. Special 0.25% p.a. upfront discount offer on eligible variable rate loans applies on the standard variable rate |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 4.87% | 4.89% | $295 | $0 loan application fee. $0 ongoing fees. Principal and interest only. Fixed rate for three years |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 5.13% | 5.14% | $0 | Save $695 with no application fee for a limited time. Borrow up to 80% of property value. No ongoing monthly fees |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 5.39% | 5.45% | $790 | No ongoing fees. Free extra repayments |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
| Variable rate | Comparison rate* | Upfront fees | Key features |
|---|---|---|---|
| 5.42% | 5.42% | $0 | $0 ongoing fees. Free extra repayments and redraw facility. Borrow up to 95% of the property value |
*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.
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